Best Checking Accounts 2025 Table . Best Checking Accounts In 2025 Neil King Intro Bonus $50-$300 Expires January 31, 2026 More Info Bankrate's editorial team validates this information regularly, typically.
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Checking Account: Best for: APY: SoFi® Combined online checking and savings Up to 3.80% with direct deposit 2
SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults. The best checking account is the NBKC Bank Everything Account, which earned 5.0 stars thanks to its combination of low fees, convenient customer service features and high interest rates
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